International Journal of Community and Cooperative Studies (IJCCS)

EA Journals

Out-Of-Pocket spending (OOP)

The Dialectics of Indigenous Knowledge in Mitigating the Predominant Mechanism of Health Financing in Nigeria (Published)

With the current realities of the world economy, Nigeria as a Low- and Middle-income Country (LMIC) continues to face challenges in attaining the Universal health coverage (UHC). This article explores ways at which this can be attained using unique, home-grown-modified methods through the integration of the perceptions of communities on Indigenous Knowledge (IK) and how their concepts can impact the development of Healthcare and health financing in Nigeria.To develop new approaches in mitigating the predominant mechanism of Health Financing in Nigeria, using IK. Detailed Document Review Process (DDRP) was carried out on findings from a segment of the-mixed method study data of a Baseline Survey (BS) report of 2021 that has to do with predominant mechanism of Health Financing in Nigeria. Other related literatures were used to present researchers’ perspectives. The BS report showed that predominant mechanism of health financing in Nigeria is Out-Of-Pocket (OOP) spending. It also outlined the immediate challenges of OOP as experienced by the respondents. The paper offers modified Health Insurance models through which the integration of IK may be used to mitigate OOP in financing healthcare in Nigeria.

Keywords: Health Financing, Health Insurance (HI)., Indigenous Knowledge (IK), Information Professionals, Out-Of-Pocket spending (OOP)

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