International Journal of Small Business and Entrepreneurship Research (IJSBER)

EA Journals


An Assessment of the Performance of Small and Medium Textile Enterprises in Ghana (Published)

In the wake of unemployment and economic hardship in Ghana, the study sought to assess the financial, social and environmental performance of Small and Medium Textile Enterprises (SMTEs) as they are a major driver of employment generation and other opportunities in the textile sector in Ghana. The study is quantitative research. A multi-stage sampling procedure involving convenient, purposive and stratified sampling techniques was employed in this study. A sample size of 300 was drawn from the 80 SMTEs. The study established that Ghana’s small and medium textile enterprises have not performed exceptionally well generally over the past five years. However, the study observed a relatively good performance in terms of their financial performance. Similarly, the social and environmental performances of the textile enterprises have also been found to be good. To make the most of using advanced technologies to enhance their performances, SMTEs must follow market dynamics, pay more attention to customer interaction and establish interdependent relationships in the industry.

Citation: Isaac Abraham  and Ebenezer Kofi Howard (2022)  An Assessment of the Performance of Small and Medium Textile Enterprises in Ghana, International Journal of Small Business and Entrepreneurship Research, Vol.10, No.2, pp.,1-14

Keywords: Economic, Enterprise, Performance, social and environmental

Commercialisation of Nigeria-Canada Indigenous Vegetables Project and Economic Empowerment of Women in Southwestern Nigeria (Published)

The study investigated the extent of commercialisation of the grown Nigeria-Canada indigenous vegetables among participating women in the study area as well as its impact on women’s economic empowerment. These were with a view to providing information on the extent to which commercialisation of the Nigeria-Canada indigenous vegetables could improve women’s economic empowerment. The study used primary data. Multistage sampling technique was used to select 300 project women for the study from three out of the four states where the project took place between 2011 and 2014 using a simple random technique. This implied that the participants were selected from 15 Local Government Areas and 30 communities were selected using a simple random sampling technique. Ten participants were selected from each community using a convenience sampling technique. An adapted instrument titled “Questionnaire on NICANVEG Project and Economic Empowerment of Women (QNEEW)” was used to collect data from the participants. Data collected were analysed using percentages, relative significant index, Pearson Product Moment correlation formular and multiple regressions. The results showed that 89.7% of the women highly participated in the NICANVEG project. The result further showed that the extent of commercialisation of the vegetables among women were 78.0%, 13.7% and 8.3% for full, semi and subsistence commercialisation respectively. Moreover, the result showed that the prominent challenges being faced by the women vegetables farmers were expensive farm equipment (3.57, RSI = 0.719), the untimely fund (= 3.53 RSI = 0.711) and poor market prices of vegetables (= 3.32, RSI = 0.666). Furthermore, the result revealed a significant positive correlation between NICANVEG project and the economic empowerment of women (r = .490, p <.05). Finally, it showed that there was a significant relationship between the extent of commercialisation and women economic empowerment in the study areas (R2 = .48.3, Adj R2 = .478, f = 94.666, p <.05). It was concluded that commercialisation of under-utilised indigenous vegetables greatly impacted the economic empowerment of the participating women in Southwestern Nigeria. 

Keywords: Commercialisation, Economic, NICANVEG, empowerment and women

Implications Of Financial Intermediation Cost On Economic Growth In Nigeria (Published)

There is a growing concern as to whether the cost of financial intermediation is having commensurate beneficial implication on economic growth in Nigeria. The main objective of this study is to determine the implications of cost of financial intermediation on economic growth in Nigeria. The study made use of ordinary least square regression analysis. Results for ADF unit root tests show that all variables under consideration are I(1). The co-integration test also indicates long run relationship between cost of financial intermediation and economic growth in Nigeria. The study shows that total loan (TL) has significantly impacted on economic growth in Nigeria, that interest rate has significantly impacted positive on the growth of Nigerian economy and that the level of total deposit over the years has impacted negatively on economic growth in Nigeria. The policy implication is that improper management of financial intermediation cost may have caused several macroeconomic consequences in Nigerian economy and the framework for demonstrating its consequence in the real sector of economy. Hence, the issue of how total loan, interest rate and total deposit linked to the level of economic growth is of a great concern in Nigerian economic performance. We therefore recommend that Nigerian government should ensure that proper control and regulation should be guided the activities of the financial intermediations cost in order to achieve a sound financial system

Keywords: Cost, Economic, Financial, Growth, Intermediation, Nigeria

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