Citation: Mohamed Aymen Ben Moussa, Adel Boubaker and Abdelmonem Naimi (2022) The Determinants of Bank Profitability: Case of Tunisia, International Journal of Business and Management Review, Vol.10, No.1, pp.44-56
Abstract: The purpose of this article is to examine the impact of selected internal and external factors on a bank’s profitability. The research investigates the impact of size; liquidity ; operating costs ; deposits ; credits ; GDP growth and inflation change of the profitability of sample of 11 banks in Tunisia for the period ( 2000…2018). The determinants were used to construct 2 models with ROA and ROE as a proxies and regression analysis using panel approach. It was found that size ; bank deposit ; operating costs ; liquidity ; economic growth have a significant impact on bank profitability measured by ( ROA and ROE).
Keywords: Bank, Profitability, profitability; ROA; ROE; panel