Electronic-based Governance System Risk Management in Serang District (Published)
This study examines the risk management of electronic-based government systems in Serang District by examining empirically the implementation. The data collection technique used is Library Research on secondary data. Literature study was conducted to obtain secondary data in examining in depth the object of study. Data analysis was carried out using the content analysis approach. The results of the research on the Implementation of Electronic-Based Government System Risk Management began with the preparation and establishment of an Electronic-Based Government System Risk Management framework that is integrated with work processes in Regional Work Units. The framework for Electronic-Based Governance System Risk Management includes principles, leadership and commitment, the Electronic-Based Governance System Risk Management process, and the governance of Electronic-Based Governance System Risk Management and adapted to the conditions of each work unit within the Serang Regency Government. Based on the research results, it can be concluded that the participation of all parties, both internal employees of the State Civil Apparatus and other stakeholders, is very much needed. Good coordination and collaboration with all elements including the system that has been running in the Regional Government of Serang Regency is the key to the successful implementation of Electronic-Based Governance System Risk Management.
Keywords: E-Governance, E-government, Risk Management, digital service
Risk Management, Risk Concentration and the Performance of Deposit Money Banks in Nigeria (Published)
This study investigated the effect of risk management and risk concentration on the performance of Deposit Money banks in Nigeria for the period 1997 to 2016. The study adopted credit risk, liquidity risk and capital adequacy risk as proxies for risk management/concentration, and return on assets as the measure for performance of Deposit Money banks. Secondary data was collected from the annual financial statements of listed banks and the Nigerian Stock Exchange fact book. The study employed multiple regression technique based on the E-views 7 software for analysis of data. The results of the analysis indicated that credit risk and liquidity risk had positive and significant effect on return on asset, while capital adequacy risk had negative and insignificant effect on return on asset. The study concluded that risk management/concentration affected the performance of banks in Nigeria. Based on the findings, the study recommended that the management of banks should establish sound lending policies, adequate credit administration procedure, and effective and efficient machinery to monitor the lending function in line with established guidelines. Also, the character and financial statement of the borrower must be properly scrutinized and a careful evaluation of the customer’s credit worthiness be carried out before extending loan facilities to potential borrowers.
Keywords: Credit, Liquidity, Performance, Returns on Assets, Risk Management, capital adequacy
Corporate Governance and Its Role in Mitigating Risks in Stock Brokerage Firms in Nairobi, Kenya (Review Completed - Accepted)
The success or failure of any organization rests on its leadership. In the 21st century, corporate governance is becoming a matter of enormous public attention and concern. With regard to policy and regulatory changes that have taken place in the stock market in Kenya, more emphasis has been put on the need to improve corporate governance and strategic leadership practices of stock brokerage firms.The study adopted a descriptive design. A sample size of 64 managers from finance and operations departments was selected randomly in each organization involved in this study. Primary data was collected using questionnaires and analyzed using mean, standard deviation and coefficient of variation. The major findings were that all the brokerage firms have boards of directors. However, majority of board members did not have adequate skills, knowledge or experience in strategic leadership, stock brokerage finance and risk management.
The study concluded that corporate governance and strategic leadership practices were not being applied optimally to mitigate risks in the firms under study. This explained why several companies in the stock market had either collapsed or were experiencing financial distress
Keywords: Corporate Governance, Risk Management, Strategic leadership