Theoretical Review on the Application of Technological Innovation to Banking Performance in Nigeria (Published)
This study provides a concise theoretical review of technological innovation and its implications for bank performance in Nigeria. It synthesizes four dominant frameworks Innovation Diffusion Theory (IDT), Technology Acceptance Model (TAM), Disruptive Innovation Theory, and the Unified Theory of Acceptance and Use of Technology (UTAUT) to explain how digital transformation influences banking outcomes in an emerging economy. The Nigerian banking sector has experienced rapid technological advancement through mobile banking, internet banking, automated teller machines (ATMs), artificial intelligence applications, agent banking, and fintech-driven platforms, which have collectively reshaped service delivery, operational efficiency, financial inclusion, and competitive dynamics. The review shows that IDT explains how banking technologies spread across different user categories based on perceived advantages, compatibility, simplicity, trialability, and observability. TAM emphasizes perceived usefulness and perceived ease of use as central determinants of technology acceptance, which directly affect customer satisfaction, employee efficiency, and institutional performance. Disruptive Innovation Theory highlights how fintech entrants and digital platforms disrupt traditional banking structures, compelling incumbents to adapt or risk losing market relevance. UTAUT integrates key behavioral drivers’ performance expectancy, effort expectancy, social influence, and facilitating conditions to explain both intention and actual usage of banking technologies. Findings indicate that technological innovation enhances bank performance through faster service delivery, cost reduction, improved customer experience, higher profitability, and expanded financial inclusion. However, these outcomes are moderated by infrastructural deficiencies, cybersecurity risks, regulatory constraints, digital literacy gaps, and varying levels of customer trust. The study concludes that technological innovation is central to sustainable competitiveness in Nigeria’s banking sector, but its impact depends on the interaction between technology, users, and institutional environment. By integrating multiple theories, the study offers a robust conceptual foundation for understanding innovation-driven banking performance and provides guidance for researchers, practitioners, and policymakers.
Keywords: Artificial Intelligence, Digital, Financial literacy, Innovation, banking technologies
Sustainable Strategic Management Practices (SSMP) Implemented Within the Food Industry: A Systematic Literature Review (Published)
Sustainable strategic management is the new critical component within the business environment. Organizations are encouraged to adopt the use of SSMP to enhance their competitiveness in the long run. The purpose of this paper was to systematically review literature related to the implementation and adoption of Sustainable Strategic Management Practices within the food industry. This paper made use of a systematic literature review in order to have a comprehensive understanding of the SSMP that are being implemented within the food industry. Through the use of SLR, the paper initially identified 1047 articles, these were screened and the paper excluded 224 articles owing to the fact that they were not speaking to the aspects that the paper was looking forward to. 192 articles were also excluded owing to the fact that they lacked the depth that the paper was looking forward to, the paper ended up with 32 articles that spoke to the key aspects that the paper was exploring in the available literature. The paper found out that in the adoption of SSMP firms faces a lot of key aspects that included the regulatory pressures, the firms must in cooperate a massive comprehension of the regulatory environment and tailor make their strategies in relation to the needs and demands of the regulatory environment. The leadership must show massive commitment for the success execution of SSMP. There must be clear lines of communication in order for enhanced business and gratification of the consumers in the long run for the business. The paper concludes that for enhanced SSMP within the food industry, the internal and external business environment plays a pivotal role in the organizations.
Keywords: Innovation, Leadership, Organizations, food industry, sustainable strategic management practices
Does Intellectual Capital Explicate The Relationship Between Strategic Human Resources Management And Innovation Performance? A Conceptual Framework (Published)
With increase challenges that face of the organizations, enhancing innovation has become the major strategic objective to survive and grow, accomplishing this objective is by successful in managing firm’s intellectual capital, where it is the first driving force for innovation. Hence the organizations pursue to employs strategic HRM approach to the development of the knowledge resources and successful orientation to employees toward reaching the required objective. This approach aims to achieve vertical and horizontal alignment between HRM and organization strategy and designs HRM practices to consistent with the goals of organizations. For that, the current paper adopted a critical analytical approach to developing a conceptual framework about the role of strategic HRM in developing intellectual capital and enhancing innovation based on assumptions of resources-based view (RBV) of the firm.
Keywords: Innovation, Intellectual Capital, and resource-based view, strategic HR orientation, strategic alignment of HRM
The Role of University Managerial Staff In The Process Of Implementing the Concept of Entrepreneurship and Innovation by Jordanian Universities (Published)
The purpose of this paper is to explore the dimensions of the university managerial staff role in the process of implementing the concept of entrepreneurship and innovation by Jordanian universities. A questionnaire was used as a tool for data collection where 320 questionnaires were distributed to a random sample from seven Jordanian universities managerial staff. The collected data were refined and statistically analyzed. The obtained results clearly denote that the three independent variables (university managerial staff capacities, the university supporting policy and the nature of the general environment) all together have positive impacts on both dependent variables (the university general performance and the expansion of education and professional opportunity for university entrepreneurship graduates, with a correlation coefficient values of 0.908 and 0.890 respectively at 0.01 level of significant.
Keywords: Entrepreneurship, Innovation, Managerial Staff, entrepreneur graduate and general performance.
DIAGNOSIS PATTERNS OF INNOVATION AND ADMINISTRATIVE LEADERS AND THEIR ROLE IN ACHIEVING STRATEGIC SUCCESS / FIELD STUDY (Published)
Is a creative tool and basic actors for the growth of organizations and survival, as organizations seek to enhance the creative capabilities of employees and development to become a creative behavior fundamental value in culture, from here, the research focuses on the diagnosis patterns of the eight Innovation (Diligent, strategic thinker, thinker, analyst, owner of harmony, who cares, thinker critic, sensitive, Navigator) and their role in achieving strategic success and its dimensions (strategic vision, effective implementation, Culture motivational, Horizontal organizing) through a sample survey of officials in modern Painting Industries Co., which amounted to the views of (28) individuals adoption questionnaire as a tool for data collection and information and their responses were analyzed using statistical methods (mean, standard deviation, Cronbach’s coefficient alpha -, the correlation coefficient, test, test, Kay Square) and was the most prominent conclusions: 1. There is a positive and strong relationship between the modes of creativity and strategic success. 2. Creativity patterns affect the achievement of strategic success and influence is the percentage of 50%.
Keywords: Innovation, Patterns of Innovation, Strategic Success.