International Journal of Agricultural Extension and Rural Development Studies (IJAERDS)

EA Journals


Effects of Interest Rate on Access to Agro-credit by Farmers in Adamawa State, Nigeria (Published)

This study examined the effect of interest rates on access to agro-credit by farmers in Adamawa state. Respondents’ sources of credit, amount of credit obtained, factors affecting the volume of credit sourced by, factors affecting the volume of credit sourced by farmers, problems encountered in obtaining loans from formal and informal sources were investigated. Findings of the study reveals that majority of the farmers, 65% from Personal Savings. About 40% of the respondents obtained credit at the range of N100, 001-400,000. Regression analysis shows a co-efficient of multiple determination R2 value of 0.65 of the total variations in volume of credit sourced by farmers were accounted by actions of independent variables, namely; age, level of education, interest rate, credit awareness and farm income was statistically significant at various levels of probabilities.

Keywords: Access, Farmers, Interest, agro-credit

Farmers’ Access to Information on Improved Wheat Technology Package: The Case of Digalu Tijo of Arsi Zone, Ethiopia (Published)

Wheat is one of the most important staple crops of the country in terms of production and consumption. The study was conducted to investigate farmers’ access to information on improved wheat technology package of Digalu Tijo of Arsi Zone, Ethiopia. The study went further to examine the level of information dissemination for farmers and the benefits information users gain. Focus group discussion guide, interview checklist and observation checklist were employed to gather information required. The collected data analyzed using descriptive analysis. A large number 91.7% of the respondents were those who can read and write. The finding of the study indicated that men have more access to extension education programs than women. Similarly, the primary sources of information for respondents were development agents (70%). The study finding revealed that respondents benefited more from the adoption of improved wheat technology. Further and regular study need to undertaken so that farmers’ information and technology needs can be identified in order to provide improved and up dated information and technology for overall improvement of livelihood of farming community the study areas.

Citation: Gudeta A. (2022) Farmers’ Access to Information on Improved Wheat Technology Package: The Case of Digalu Tijo of Arsi Zone, Ethiopia, International Journal of Agricultural Extension and Rural Development Studies, Vol.9, No.4, pp.14-19

Keywords: Access, Ethiopia, Information, improved wheat

Farmers Response on Agricultural Service Delivery in New Federal System of Nepal (Published)

The objectives of the study were to assess the farmer’s satisfaction with agricultural services and the local government’s performance in delivery of agricultural services under the new federal system of Nepal. The responses of 300 farming households covering three local levels (100 farming households from each municipality) were collected during 2019 and 2020 to analyse responses. Based on the information obtained, a relative importance index (RII) was developed by using 16 parameters that were considered as performance variables in a Likert-type scale. Results showed that about one tenth of the respondents were highly satisfied; about two fifth were satisfied, and nearly half of the respondents were moderately satisfied with the agricultural services at local level. The RII analysis revealed that local governments are effective in providing agricultural services that are relevant to the farmers resulting in increased access to services along with implementation of agricultural related activities. Other positive changes include the timeliness of service delivery by the local level governments, which have also become more accountable in terms of service delivery. On the other hand, the respondents have felt lower levels of agreement related to the capacity of the local staff, the institutional mechanisms, and participatory planning and financial resource allocation for agricultural services. Thus, from a policy perspective, the findings suggest there is a strong need for strengthening local staff capacities, the formulation of appropriate policies, and the establishment of institutional mechanisms to ensure farmer’s participation at the local level planning process, and the prioritization of resource allocation to the agriculture sector to achieve improved agricultural service delivery and greater farmer satisfaction.

Citation:Bishnu Kumar Bishwakarma, Bishnu Raj Upreti, Durga Devkota and Naba Raj Devkota (2022) Farmers Response on Agricultural Service Delivery in New Federal System of Nepal, International Journal of Agricultural Extension and Rural Development Studies, Vol.9, No.1, pp.1-18


Keywords: Access, Capacities, Governance, Performance, Relative Importance Index, federal

Assessment of Agricultural Revolving Fund Performance in Rural Uganda (Published)

Access to agricultural credit in rural areas in developing countries is limited and it undermines growth of rural agriculture based economies. The study assessed an agricultural revolving fund performance in terms of access to inputs, repayment for inputs and access to cash loans from farmers’ groups in rural Uganda. Two hundred farmers were interviewed. A structured questionnaire was used to collect quantitative data which was analysed using bivariate and linear regression analyses. The cost of inputs (p = 0.0001, R2 = 0.437), grace period (p = 0.0001, p = 0.0001, R2 = 0.423) and repayment knowledge (p = 0.0001, R2 = 0.406) influenced access to inputs. Location (p = 0.0001, R2 = 0.209), grace period (p = 0.0001, R2 = 0.209) and farmer group experience in savings and credit (R2 = 0.187) influenced repayment for inputs. Interest rate (p = 0.0001, R2 = 0.503) and farmer group experience in saving and credit management (p = 0.0001, R2 = 0.395) influenced access to cash loans. Majority of farmers were likely to access inputs if their cost was lower, the grace period was sufficient and farmers were well sensitized. Repayment for inputs was more successful for longer grace periods, and where the group had savings and credit management experience. Access to cash loans was influenced by interest rate and farmers’ group experience in savings and credit management. Cost of inputs, grace period, knowledge about the revolving fund, interest rate and farmers’ group experience of saving and credit management influenced the performance of the revolving fund significantly. Agricultural inputs given to farmers should be customized to their income levels to improve repayment, the grace period should be at least one year, highest interest rate should be 10% or lower. Beneficiary farmers’ groups should have five years’ experience in savings and credit management.

Keywords: Access, Credit, Farmer Group, Inputs, Repayment

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