In today’s rapidly evolving financial landscape, middleware technologies have emerged as the critical foundation for modern payment processing and transaction systems. This article examines the transformative role of middleware solutions in financial services, focusing on their impact on system performance, security, and societal implications. Through a detailed analysis of implementation metrics and case studies, with particular attention to IBM MQ as a leading solution, the research demonstrates how middleware technologies have revolutionized transaction processing, enhanced system reliability, and improved financial inclusion. The article further explores the integration of artificial intelligence and machine learning capabilities in middleware platforms, highlighting their contribution to improved security, scalability, and operational efficiency in financial institutions.
Keywords: Artificial Intelligence, Financial Inclusion, System integration, financial middleware, transaction processing
