International Journal of Small Business and Entrepreneurship Research (IJSBER)

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Nigeria Start-Up Act, 2022 Disruption on Financial Services Technology Startups (Fintech): A Study of Moniepoint (Point of Sales) POS Agents in Anambra State


The study investigated the impact the Nigeria Startup Act, 2022 on Financial Services Start-ups, with a focus on Moniepoint agents in Anambra State. Time series research design was adopted in the study. Data for the study was secondarily sourced from Anambra state Moniepoint Periodic Reports, 2023. The time scope of the study was September 2021 to August 2023, which represents pre and post data on variables studied. The data from the study were analyzed using tables and frequencies. The hypotheses were tested using pairwise t- test. The study showed that the Nigerian Start-up Act of 2022 had a disruptive significant positive impact on number of Agents, number of transactions and volume of transactions of Moniepoint Agents in Anambra State; which is a measure of entrepreneurial growth in Nigeria digital technology sector. The study thus concluded that the Start-up Act, 2022 contributed significantly to the growth of Fintech Start-ups as was evidenced increase in number of agents, number of transactions and volume of transactions recorded in Moniepoint Agency, Anambra State.

Keywords: Disruptive Innovation, Nigeria Startup Act 2022, financial services technology(FINTECH) startups, moniepoint POS agent

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