Affordable Housing Solutions (Published)
Affordable housing has emerged as a critical issue worldwide, particularly in urban areas experiencing rapid population growth, economic disparity, and high living costs. This research paper examines the various solutions to address the growing demand for affordable housing, focusing on strategies that balance economic feasibility, social inclusion, and environmental sustainability. The study reviews existing literature on affordable housing, explores diverse methodologies to enhance housing affordability, and analyzes case studies from different regions to identify best practices. It discusses innovative financing models, public-private partnerships, land use policies, and sustainable building practices as key components of comprehensive affordable housing solutions. The paper aims to provide actionable recommendations for policymakers, developers, and stakeholders to implement effective strategies for affordable housing.
Keywords: Housing, Urban Areas, affordable, population growth, solutions
HOUSING AFFORDABILITY IN NIGERIAN TOWNS: A CASE OF IDAH, NIGERIA (Published)
This paper attempts to evaluate housing affordability in Idah, an old Local Government Headquarters in Kogi State. It utilized a structured questionnaire for this purpose. The result of the analysis of this questionnaire reveals among other things that, greater percentage of the people in the study areas spend above 30% of their monthly income on housing. This is at variance with the 30% affordability benchmark set by scholars such as Andrew( 1998 ), Cox and Pavletich 2010) as well as Adedeji(2006). The paper therefore concludes that the greater percentage of the people in the study area cannot afford adequate housing while others pay not just over 30% but over 50% of their monthly income on housing which is cost-burden. This has adverse effect on their standard of living as what is left is insufficient to cater for other needs such as food, clothing, and medical bills and so on. The paper finally made the necessary recommendations
Keywords: Affordability, Cost-Burden, Housing, Housing Adequacy, Urban Areas
Housing Affordability in Nigerian Towns: A Case of Idah, Nigeria (Review Completed - Accepted)
This paper attempts to evaluate housing affordability in Idah, an old Local Government Headquarters in Kogi State. It utilized a structured questionnaire for this purpose. The result of the analysis of this questionnaire reveals among other things that, greater percentage of the people in the study areas spend above 30% of their monthly income on housing. This is at variance with the 30% affordability benchmark set by scholars such as Andrew( 1998 ), Cox and Pavletich 2010) as well as Adedeji(2006). The paper therefore concludes that the greater percentage of the people in the study area cannot afford adequate housing while others pay not just over 30% but over 50% of their monthly income on housing which is cost-burden. This has adverse effect on their standard of living as what is left is insufficient to cater for other needs such as food, clothing, and medical bills and so on. The paper finally made the necessary recommendations.
Keywords: Affordability, Cost-Burden, Housing, Housing Adequacy, Urban Areas