This article presents an innovative framework for democratizing wealth management through artificial intelligence, introducing an AI-Infused Wealth as a Service (WaaS) platform designed to extend sophisticated financial services to underserved populations. The article proposes a comprehensive architecture that combines personalized financial guidance with systemic risk mitigation capabilities, addressing the current limitations of traditional wealth management services. By leveraging advanced machine learning algorithms, natural language processing, and real-time data analytics, the platform demonstrates significant improvements in service accessibility, cost reduction, and risk management effectiveness. The framework incorporates automated compliance monitoring systems and policy alignment measures, ensuring regulatory adherence while promoting financial inclusion. This article provides evidence that AI-driven wealth management solutions can substantially impact market democratization while maintaining robust security and compliance standards.
Keywords: artificial intelligence in finance, financial technology, regulatory technology, risk management systems, wealth management democratization
