The Structure, Conduct and Performance of Commercial Banks in Ghana (Published)
This paper analyses the structure, conduct, and performance of commercial banks in Ghana. The empirical investigation uses two different measures of concentration to represent market structure and a market share variable to capture the effect of Market conduct on bank performance, and two accounting measures: return data on Return on Assets (ROA), return on equity (ROE) to represent banks’ performance. Annual time series data ROA, ROE and other ratios were collected from nineteen commercial banks over the period 2007 -2012. The results indicated that market concentration and market share significantly determines profitability in Ghana, signifying the strong acceptance of the SCP hypothesis. Consequently, the research suggests the need for improvement in bank capitalization, bank size, service product innovation and effective liquidity management for the Ghanaian banking industry
Keywords: Assets, Concentration, Conduct, Deposits, Market Share, Performance, Structure
Investigation of Some Factors Affecting Manufacturing Workers Performance In Industries In Anambra State Of Nigeria (Published)
The poor Company’s output is directly related to the poor performance of the production workers, which is a function of how effective are those factors influencing production is maintained in the manufacturing workers. Therefore a survey of the factors affecting manufacturing workers in industries in Anambra State was carried out to ascertain whether there is any effect of the factors on the productivity of workers, and by what degree is the effect, and what improvement to be made in the problems arising in manufacturing due to the factors. Experiments were designed to investigate those identified specific factors that have effect on operators of machines in manufacturing shops to generate data needed in the analyses. Results obtained from the various statistical analyses performed were studied and interpreted. The multi linear regression of correlation coefficients, R and coefficient of determination, R2 of the chosen factors: Power/Energy, safety, Maintenance, Training, and Technology were respectively calculated to justify the data. Other information were presented in graphs and tables validating the claims over the results, whether any of the factors affecting or not affecting the performance of manufacturing workers in Industries in Anambra State. Results obtained show that some of the identified factors affect the performance of manufacturing workers in the manufacturing industries. Finally, there is no co-linearity among the factors.
Keywords: Factorial Indices, Industry, Manufacturing Workers, Performance, Regression Coefficients and Co-linearity