European Journal of Accounting, Auditing and Finance Research (EJAAFR)

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The Reviews of Microfinance and Women Empowerment in Ethiopia


According to the findings of different authors microfinance is providing financial services to unemployed and low-income individuals or groups who would have no access to formal banking services. It has a positive impact on the living standard of the poor people in particular and alleviates poverty in their households in general. It is not only undermining poverty in the city but also empowering women through surviving and making their life prosperous with dignity and self-reliance by providing financial services. And also Ethiopian Microfinance is facing different challenges in empowering such as lack of collateral assets, lack of information, work burden, production failures, verbal abuse, lack of infrastructure, low institutional capacity and opportunities of women in microfinance are providing startup capital, women empowerment, poverty eradication, social and political empowerment, improved saving skills and the above challenges listed should be taken consideration by government and concerned body as well as a problem-solving study must be conducted.

Citation: Ismael Hussein Malela(2022) The Reviews of Microfinance and Women Empowerment in Ethiopia, European Journal of Accounting, Auditing and Finance Research, Vol.10, No. 3, pp.59-75



Keywords: Collateral, Microfinance, and Ethiopia, empowering women, poverty eradication

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